Effective Date: 12/22/2024

Welcome to FinanceInsurance.xyz. By accessing or using our website, you agree to be bound by these Terms and Conditions. Please read them carefully. If you do not agree with any part of these terms, you must discontinue use of our website immediately.

1. Acceptance of Terms

By using FinanceInsurance.xyz, you confirm that you have read, understood, and agree to these Terms and Conditions, along with our Privacy Policy. These terms apply to all visitors, users, and others who access our website.

2. Use of Website

2.1 Eligibility: You must be at least 13 years old to use this website. By using the site, you represent that you meet this requirement.

2.2 Permitted Use: You agree to use the website for lawful purposes only. Prohibited activities include, but are not limited to:

• Posting or sharing content that is harmful, illegal, defamatory, or infringing.
• Attempting to gain unauthorized access to any part of the site or its systems.
• Using the website in any manner that could damage, disable, or impair it.

2.3 Account Responsibility: If you create an account on our site, you are responsible for maintaining its confidentiality and for all activities that occur under your account.

3. Intellectual Property

All content on FinanceInsurance.xyz, including text, images, logos, and graphics, is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of our content is strictly prohibited.

4. User-Generated Content

4.1 Responsibility: You are solely responsible for the content you post, comment, or share on FinanceInsurance.xyz. By submitting content, you grant us a non-exclusive, royalty-free, and worldwide license to use, reproduce, and distribute it in connection with the website.

4.2 Prohibited Content: You agree not to post content that:

• Violates any third-party rights.
• Is obscene, offensive, or harmful.
• Promotes illegal activities.

5. Disclaimer of Warranties

FinanceInsurance.xyz is provided on an “as-is” and “as-available” basis. We make no warranties or representations, express or implied, about the reliability, accuracy, or availability of the website or its content. Your use of the site is at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law, FinanceInsurance.xyz and its owners shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the website. This includes, but is not limited to, loss of data, profits, or business opportunities.

7. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience, and we do not endorse or assume responsibility for the content or practices of these external sites. Use them at your own risk.

8. Termination

We reserve the right to suspend or terminate your access to FinanceInsurance.xyz without prior notice if you violate these Terms and Conditions or engage in prohibited activities.

9. Changes to These Terms

We may update these Terms and Conditions at any time without prior notice. Changes will be posted on this page with a revised “Effective Date.” Your continued use of the site signifies your acceptance of the updated terms.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Bangladesh, Munshiganj. Any disputes arising from the use of our site will be subject to the exclusive jurisdiction of the courts in Bangladesh, Munshiganj.

11. Contact Us

If you have questions or concerns about these Terms and Conditions, please contact us at:

Email: fibusifinance@gmail.com